I’m excited to announce that I’ve partnered with Affirm to offer easy financing on your jewelry purchases!
I get it. The price of a jewelry purchase can get steep pretty fast. For many shoppers, their engagement ring and wedding bands are their first foray into fine jewelry! I wanted to offer a way to pay for these investment pieces in installments, through a method that doesn't require a credit card or loan from your bank.
Partnering with Affirm has allowed me to put that power in your hands-- right here on the website!
What is Affirm?
Affirm is a financing alternative to credit cards and other credit-payment products. Affirm offers instant financing for online purchases to be paid in fixed monthly installments over 3, 6, or 12 months.
Why buy with Affirm?
- Buy and receive your purchase right away, and pay for it over several months. This payment option allows you to split the price of your purchase into fixed payment amounts that fit your monthly budget.
- If Affirm approves your loan, you'll see your loan terms before you make your purchase. See exactly how much you owe each month, the number of payments you must make, and the total amount of interest you’ll pay over the course of the loan. There are no hidden fees.
- The application process is secure and real-time. Affirm asks you for a few pieces of information. After you provide this information, Affirm notifies you of the loan amount that you’re approved for, the interest rate, and the number of months that you have to pay off your loan -- all within seconds.
- You don’t need a credit card to make a purchase. Affirm lends to the merchant directly on your behalf.
- You may be eligible for Affirm financing even if you don’t have an extensive credit history. Affirm bases its loan decision not only on your credit score, but also on several other data points about you.
- Affirm reminds you by email and SMS before your upcoming payment is due. Enable Autopay to schedule automatic monthly payments on your loan.
What are Affirm’s fees?
The annual percentage rate (APR) on an Affirm loan ranges from 0% to 30%. Affirm discloses any required fees upfront before you make a purchase, so you know exactly what you will pay for your financing. Affirm does not charge any hidden fees, including annual fees.
What items can I purchase using Affirm?
Affirm is only available on ready-to-ship and made to order styles on our website. It is not available on any customized jewelry where we are already splitting the payment into 2 installments.
For more info visit Affirms’ FAQIf you want to dive into more info about Affirm or see if you pre-qualify, visit their FAQ page here: https://www.affirm.com/help/